How much can one person actually get
From ₹0 for a self-funded project to a figure most of a crore above it, and the family rule that now caps it for everybody related to you.
The honest range runs from nothing to a meaningful capital stack, and where a given applicant lands depends on funding, applicant type and how the project is built, not on a single headline percentage.
The floor: ₹0
An individual above ₹30 lakh, self-funded, with no term loan, draws nothing from either MIDH or NHB Scheme No. 1. See “Credit linked” for the two real escapes from this inside MIDH.
Self-funded, above ₹30 lakh, no term loan
Worked out here from the rate below, not a total any single document prints on its own.
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, closing Note (PDF p.75), items (1) and (2), verbatim: "1) The release of subsidy need not be credit linked for the institutions like Public Sector Units, Panchayats, Cooperatives, Registered Societies / Trusts and Public limited Companies, provided they can meet the…”Read the full clause
“Annexure V, closing Note (PDF p.75), items (1) and (2), verbatim: "1) The release of subsidy need not be credit linked for the institutions like Public Sector Units, Panchayats, Cooperatives, Registered Societies / Trusts and Public limited Companies, provided they can meet the remaining share of the project cost, out of their own resources. ... 2) Credit linkage for projects upto Rs. 30 lakhs may be optional and subsidy would be released in two instalments in TRA/Escrow/SRF accounts based on progress after the Joint inspection report when found satisfactory." Item (2) is not annexure-scoped: it is repeated verbatim at Section 10 "NEW PROVISIONS", item (ii) (PDF p.29), in the document's main body.”
PDF p.75 (Annexure V closing Note); PDF p.29 (Section 10, item (ii))
Read on 11 September 2026 by chirag.
The smallest positive entitlement
MIDH’s low-cost route prices a single 200 sq ft structure at ₹2,00,000, 50% assistance, up to five units per beneficiary.
One low-cost 200 sq ft unit, 50% of ₹2,00,000
Worked out here from the rate below, not a total any single document prints on its own.
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, item III(d): the "Item" column reads "Low Cost/ Small Scale mushroom production unit"; "Cost Norms" reads "Rs. 2.00 Lakhs per unit for a structure of size 200 sqft"; "Pattern of Assistance" reads, verbatim: "Assistance @ 50% per unit for meeting expenditure on…”Read the full clause
“Annexure V, item III(d): the "Item" column reads "Low Cost/ Small Scale mushroom production unit"; "Cost Norms" reads "Rs. 2.00 Lakhs per unit for a structure of size 200 sqft"; "Pattern of Assistance" reads, verbatim: "Assistance @ 50% per unit for meeting expenditure on infrastructure and inputs subject to a maximum of 5 units per beneficiary."”
Annexure V, item III(d) (PDF p.50)
Read on 11 September 2026 by chirag.
The ceiling: one scheme, at the top of its band
This is a choice between two doors, not a sum of what is behind each. NHB’s own guideline says the two schemes are mutually exclusive and that assistance may be claimed under only one of them for a single project, and it is a project-level bar, so you cannot split components between them.
National Horticulture Board Operational Guidelines JANUARY 2025 (NHB Operational Guidelines, January 2025: the non-availment declaration)
National Horticulture Board, Ministry of Agriculture & Farmers Welfare, Government of India (Plot No. 85, Sector-18, Institutional Area, Gurugram 122015)
Printed January 2025
“Chapter 01, "Pattern of Assistance" (PDF p.15), verbatim: "The schemes of NHB and other schemes under the Mission for Integrated Development of Horticulture (MIDH), including the National Horticulture Mission (NHM), are mutually exclusive, and financial assistance can be claimed…”Read the full clause
“Chapter 01, "Pattern of Assistance" (PDF p.15), verbatim: "The schemes of NHB and other schemes under the Mission for Integrated Development of Horticulture (MIDH), including the National Horticulture Mission (NHM), are mutually exclusive, and financial assistance can be claimed under only one scheme for a single project. Components that are already covered under other sub-schemes of MIDH or central government schemes such as those implemented by APEDA, the Ministry of Food Processing Industries (MoFPI), or the National Medicinal Plants Board (NMPB) shall not be eligible for assistance under NHB schemes." The same rule is printed a second time, in Chapter 04 under "Eligible Applicants" (PDF p.46), verbatim: "The Scheme of NHB and other schemes of MIDH including NHM will be mutually exclusive, and benefit can be claimed only from one scheme for one project." Annexure-II (PDF p.72), the declaration every applicant signs, names one more scheme outright, verbatim: "It is also certified that the said promoter has not applied for subsidy under the schemes of NHM (MIDH)/RKVY and any others centrally sponsored schemes either in his /her own name individually /partner/directors’ /CEO /MD or through legal entity or in any firm or Constitution, in the above category of project or its any components, or any similar project location or any other project location." The same sentence is issued separately as a form headed "Certificate about the Non-Availment of subsidy under NHM (MIDH) /RKVY and others centrally sponsored schemes", signed not by the applicant but by the District In-charge of the state horticulture or agriculture department, and listed among the papers a bank encloses with the subsidy claim.”
PDF p.15 (Chapter 01); PDF p.46 (Chapter 04); PDF p.72 (Annexure-II)
Read on 14 September 2026 by chirag.
Through NHB, a single integrated mushroom unit at the top of the capacity band, with canning, is where the arithmetic on this site tops out for one mushroom project:
NHB Scheme No. 1, one project at the 300 tonne ceiling, with canning
Worked out here from the rate below, not a total any single document prints on its own.
National Horticulture Board Operational Guidelines JANUARY 2025 (NHB Operational Guidelines, January 2025)
National Horticulture Board, Ministry of Agriculture & Farmers Welfare, Government of India (Plot No. 85, Sector-18, Institutional Area, Gurugram 122015)
Printed January 2025
“As per NHB norms for a minimum installed capacity above 50 MT and upto 300 MT in controlled conditions @ Rs. 75000/MT without canning and @ Rs. 85000/ MT with Canning including Production Unit + Compost making Unit.”Read the full clause and reasoning
“Chapter 02, Scheme No. 01, cost norms table, item 1 (vi) (PDF p.17, printed page 7). Item column, verbatim: "Integrated Mushroom Production Unit in project mode". Cost norms column, verbatim: "As per NHB norms for a minimum installed capacity above 50 MT and upto 300 MT in controlled conditions @ Rs. 75000/MT without canning and @ Rs. 85000/ MT with Canning including Production Unit + Compost making Unit." Pattern of assistance column, verbatim: "Credit linked subsidy @ 40% of eligible project cost in General area and @ 50% of eligible project cost for NER and Himalayan States, Scheduled Areas and UTs of Andaman &Nicobar Islands, Lakshadweep Islands, Jammu & Kashmir and Ladakh." Those two percentages were cut to 35% and 45% by NHB's Public Circular of 21 August 2026, cited separately on every rate this record publishes. Read with Chapter 04, Important Instructions, item 16 (PDF p.51, printed page 40), verbatim: "In case of cold storage/CA storage, Mushroom, Ripening chamber, Reefer Van, Cold room and Pre-cooling unit, the EPC is worked out on the basis of capacity." Chapter 01 dates the whole instrument: "The Scheme guidelines shall be effective from 01.01.2025."”
PDF p.17 (Chapter 02, item 1(vi)); PDF p.51 (Chapter 04, instruction 16); PDF p.14 (Chapter 01, "Date of Coming into force")
Read on 14 September 2026 by chirag.
Through MIDH instead, the three components are priced separately, each against its own fixed cost norm, and the total does not move with the size of the farm:
MIDH, all three mushroom components, general area
Worked out here from the rate below, not a total any single document prints on its own.
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, item III, Pattern of Assistance column, verbatim: "100% of the cost to public sector and 40% of cost for private sector, for meeting the expenditure on infrastructure, as credit linked back ended subsidy. In the case of NE & Himalayan States, Scheduled areas, vibrant…”Read the full clause
“Annexure V, item III, Pattern of Assistance column, verbatim: "100% of the cost to public sector and 40% of cost for private sector, for meeting the expenditure on infrastructure, as credit linked back ended subsidy. In the case of NE & Himalayan States, Scheduled areas, vibrant villages, Andaman & Nicobar and Lakshadweep Islands, assistance will be @ 50%." Rows (a) Production Unit, (b) Spawn making unit and (c) Compost making Unit each carry this same sentence, against their own printed cost norm.”
Annexure V, item III (a)/(b)/(c), PDF p.50
Read on 11 September 2026 by chirag.
MIDH is the better door in three situations and they are all real: a farm below NHB’s 50 tonne floor, which NHB does not fund at all; a project that needs a spawn laboratory, which NHB’s mushroom item does not price; and a grower who cannot take a term loan, because MIDH carries credit-linkage escapes and NHB carries none.
The limit that is per family, and it is new
Every figure above is what one project can draw. Since 21 August 2026 there is a harder limit sitting above all of them, and it is not about the project at all:
PUBLIC CIRCULAR No.NHB/CC/Guidelines/2026-27 (NHB Public Circular, 21 August 2026: the revised family definition)
National Horticulture Board, Ministry of Agriculture & Farmers Welfare, Government of India; signed C.P. Gandhi, Joint Director (Coordination)
Printed 21 August 2026
“Item 1, "Revised Definition of Family and Eligibility", verbatim: "For the purpose of determining eligibility under NHB Schemes, the term “family” shall comprise the applicant's spouse, father, mother, sons and daughters." Its bullets, verbatim: "Only one member of a family…”Read the full clause
“Item 1, "Revised Definition of Family and Eligibility", verbatim: "For the purpose of determining eligibility under NHB Schemes, the term “family” shall comprise the applicant's spouse, father, mother, sons and daughters." Its bullets, verbatim: "Only one member of a family shall be eligible to avail financial assistance under NHB Schemes, whether individually or through HUF, partnership/proprietorship firm or as a Director of a Company, subject to the applicable provisions."; "Once financial assistance has been availed by any member of an applicant’s family under any NHB Scheme/component, no further financial assistance shall be admissible to any other member of the same family under any NHB Scheme/component, irrespective of any unutilised portion of the maximum admissible ceiling."; "The restriction shall apply across all NHB Schemes/components and shall constitute the final entitlement of the family."; "Where financial assistance has already been availed by an FPO/FPC/Company, its members shall be eligible to avail assistance once in their individual capacity, subject to the revised definition of family."; "Suppression, misrepresentation or furnishing of incorrect information for obtaining financial assistance shall render the applicant liable for recovery of the assistance released along with applicable interest." This REPLACES the narrower definition still printed in the January 2025 guideline itself, whose Chapter 01 reads "The term family shall refer to the husband, wife, and dependent minor children" and allows that "any or all members are eligible to avail benefits under the scheme". Under the circular only one member may.”
Page 1 of 4, item 1 (and, for the definition it replaces, guideline PDF p.14)
Read on 14 September 2026 by chirag.
One member of a family, once, across all NHB schemes and components. Family means your spouse, father, mother, sons and daughters, and the bar applies whether the assistance was taken individually, through an HUF, through a partnership or proprietorship firm, or as a director of a company. It applies “irrespective of any unutilised portion of the maximum admissible ceiling”, so drawing a small amount does not leave the rest available to anyone else in the family. The one relaxation runs the other way: where an FPO, FPC or company has already availed, its members may still avail once in their own individual capacity.
MIDH’s low-cost unit is capped per beneficiary, at five units, which is a different kind of limit again. And PMKSY, whose scope excludes mushroom, is instructive on how this family of guidelines writes a limit on returning for a second project when it means one:
Pradhan Mantri Kisan Sampada Yojana "Scheme for Integrated Cold Chain & Value Addition Infrastructure" (PMKSY Integrated Cold Chain & Value Addition Infrastructure (2025 revision))
Ministry of Food Processing Industries, Government of India
Printed 22 May 2025
“Section 6, item (i) and its proviso, verbatim: "Entities or promoter(s) of entities who have availed financial assistance under any other sub-scheme of PMKSY will be eligible for grants-in-aid/Subsidy only after two years from the date of commercial operation of the previous…”Read the full clause
“Section 6, item (i) and its proviso, verbatim: "Entities or promoter(s) of entities who have availed financial assistance under any other sub-scheme of PMKSY will be eligible for grants-in-aid/Subsidy only after two years from the date of commercial operation of the previous project up till the date of closure of the EOI. Provided that an entity or partner(s) of an entity shall not be eligible for financial assistance for more than two projects during a period of 10 years under any sub-components of PMKSY scheme of MoFPI."”
Section 6, item (i) and proviso
Read on 11 September 2026 by chirag.
MIDH carries no equivalent sentence for mushroom today, and NHB’s family rule does the same work more bluntly: not two projects in ten years, but one member of a family, once.
One open question that remains
We did not find a clause anywhere in MIDH capping how many of its own three components, production, compost and spawn, one beneficiary may draw across a single project. If such a cap exists in a document we have not read, the MIDH total above would need to be revised down. Nothing in the text we have confirms it either way.
