Calculator
What you are actually entitled to
Ten inputs, a computed stack, and a URL you can send to a banker. Every figure below runs through the same engine that prices every scheme and state page on this site, checked against the schemes we have actually read.
Your project
This link updates as you type. Copy it from the address bar to send it to your banker.
Example, not your figures
Fill in the form above for your own project and this whole sheet recomputes for you. Until then, here is a real, engine-computed example, clearly not a submission: a six-room button-mushroom farm in Uttarakhand, built on a term loan.
What you draw
Mission for Integrated Development of Horticulture (MIDH)
(a) Production Unit
Enhanced rate, NE & Himalayan State, 50%.
₹15,00,000Example, not yours
- Credit linked, routed through a term loan from the financing bank.
- Back ended, released after completion and inspection, then held in a no-lien account.
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, item III, Mushroom cultivation”
Read on 11 September 2026 by chirag.
Mission for Integrated Development of Horticulture (MIDH)
(c) Compost making Unit
Enhanced rate, NE & Himalayan State, 50%.
₹15,00,000Example, not yours
- Credit linked, routed through a term loan from the financing bank.
- Back ended, released after completion and inspection, then held in a no-lien account.
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, item III, Mushroom cultivation”
Read on 11 September 2026 by chirag.
Considered, not included in your total
Mission for Integrated Development of Horticulture (MIDH)
(d) Low Cost/ Small Scale mushroom production unit
₹1,00,000
Another scheme already funds this component, the same component cannot draw twice (double funding).
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, item III, Mushroom cultivation”
Read on 11 September 2026 by chirag.
NHB Scheme No. 1: Development of Commercial Horticulture through Production and Post Harvest Management of Horticulture Produce
1 (vi) Integrated Mushroom Production Unit in project mode
₹24,30,000
Excluded by a documented bar against Mission for Integrated Development of Horticulture (MIDH), which is already in your stack.
National Horticulture Board Operational Guidelines JANUARY 2025 (NHB Operational Guidelines, January 2025)
National Horticulture Board, Ministry of Agriculture & Farmers Welfare, Government of India (Plot No. 85, Sector-18, Institutional Area, Gurugram 122015)
Printed January 2025
“Chapter 02, Scheme No. 01, cost norms table, item 1 (vi) (PDF p.17, printed page 7). Item column, verbatim: "Integrated Mushroom Production Unit in project mode". Cost norms column, verbatim: "As per NHB norms for a minimum installed capacity above 50 MT and upto 300 MT in…”Read the full clause
“Chapter 02, Scheme No. 01, cost norms table, item 1 (vi) (PDF p.17, printed page 7). Item column, verbatim: "Integrated Mushroom Production Unit in project mode". Cost norms column, verbatim: "As per NHB norms for a minimum installed capacity above 50 MT and upto 300 MT in controlled conditions @ Rs. 75000/MT without canning and @ Rs. 85000/ MT with Canning including Production Unit + Compost making Unit." Pattern of assistance column, verbatim: "Credit linked subsidy @ 40% of eligible project cost in General area and @ 50% of eligible project cost for NER and Himalayan States, Scheduled Areas and UTs of Andaman &Nicobar Islands, Lakshadweep Islands, Jammu & Kashmir and Ladakh." Those two percentages were cut to 35% and 45% by NHB's Public Circular of 21 August 2026, cited separately on every rate this record publishes. Read with Chapter 04, Important Instructions, item 16 (PDF p.51, printed page 40), verbatim: "In case of cold storage/CA storage, Mushroom, Ripening chamber, Reefer Van, Cold room and Pre-cooling unit, the EPC is worked out on the basis of capacity." Chapter 01 dates the whole instrument: "The Scheme guidelines shall be effective from 01.01.2025."”
PDF p.17 (Chapter 02, item 1(vi)); PDF p.51 (Chapter 04, instruction 16); PDF p.14 (Chapter 01, "Date of Coming into force")
Read on 14 September 2026 by chirag.
NHB Scheme No. 1: Development of Commercial Horticulture through Production and Post Harvest Management of Horticulture Produce
1 (vi) Integrated Mushroom Production Unit in project mode, with canning
₹27,54,000
Excluded by a documented bar against Mission for Integrated Development of Horticulture (MIDH), which is already in your stack.
National Horticulture Board Operational Guidelines JANUARY 2025 (NHB Operational Guidelines, January 2025)
National Horticulture Board, Ministry of Agriculture & Farmers Welfare, Government of India (Plot No. 85, Sector-18, Institutional Area, Gurugram 122015)
Printed January 2025
“Chapter 02, Scheme No. 01, cost norms table, item 1 (vi) (PDF p.17, printed page 7). Item column, verbatim: "Integrated Mushroom Production Unit in project mode". Cost norms column, verbatim: "As per NHB norms for a minimum installed capacity above 50 MT and upto 300 MT in…”Read the full clause
“Chapter 02, Scheme No. 01, cost norms table, item 1 (vi) (PDF p.17, printed page 7). Item column, verbatim: "Integrated Mushroom Production Unit in project mode". Cost norms column, verbatim: "As per NHB norms for a minimum installed capacity above 50 MT and upto 300 MT in controlled conditions @ Rs. 75000/MT without canning and @ Rs. 85000/ MT with Canning including Production Unit + Compost making Unit." Pattern of assistance column, verbatim: "Credit linked subsidy @ 40% of eligible project cost in General area and @ 50% of eligible project cost for NER and Himalayan States, Scheduled Areas and UTs of Andaman &Nicobar Islands, Lakshadweep Islands, Jammu & Kashmir and Ladakh." Those two percentages were cut to 35% and 45% by NHB's Public Circular of 21 August 2026, cited separately on every rate this record publishes. Read with Chapter 04, Important Instructions, item 16 (PDF p.51, printed page 40), verbatim: "In case of cold storage/CA storage, Mushroom, Ripening chamber, Reefer Van, Cold room and Pre-cooling unit, the EPC is worked out on the basis of capacity." Chapter 01 dates the whole instrument: "The Scheme guidelines shall be effective from 01.01.2025."”
PDF p.17 (Chapter 02, item 1(vi)); PDF p.51 (Chapter 04, instruction 16); PDF p.14 (Chapter 01, "Date of Coming into force")
Read on 14 September 2026 by chirag.
What the total above is drawn from
MIDH Operational Guidelines 2025Printed 31 December 2024Show evidenceHide evidence
OPERATIONAL GUIDELINES MISSION FOR INTEGRATED DEVELOPMET OF HORTICULTURE (MIDH Operational Guidelines 2025)
Department of Agriculture & Farmers Welfare, Government of India (published on nhb.gov.in)
Printed 31 December 2024
“Annexure V, item III, Mushroom cultivation”
Read on 11 September 2026 by chirag.
Total entitlementExample, not yours
₹30,00,000
A computed sum, not a figure any document prints.
Net project cost after subsidyExample, not yours
₹90,00,000
Project cost minus the total entitlement above.
What this total does not promise
This is what a fully eligible applicant can draw, not what will be sanctioned. Every scheme above is approved out of a yearly budget by a sanctioning committee or officer, so eligibility alone does not guarantee this amount, or any amount, is actually sanctioned to you.
Read why claims are rejected, including a state scheme that states this outright.
Conditions
- Credit linked, routed through a term loan from the financing bank.
- Back ended, released after completion and inspection, then held in a no-lien account.
Timeline
The stages, in order. No document states a number of days to disbursal, so none is guessed here.
- 01Term loanBefore the subsidy exists at all
A credit-linked subsidy is routed through the lending bank. No term loan, no subsidy.
- 02Construction and commissioningYour build period
Spend first. The subsidy reimburses; it does not fund the build.
- 03Joint inspectionAfter commissioning
The sanctioning authority and the bank inspect the completed unit before any release.
- 04Release and lock-inAfter inspection
A back-ended subsidy is released to the bank and held in a no-lien account, then adjusted against the loan. It is not working capital and it is not a discount on your bill.
Coverage
2 scheme(s) for this state are not counted here because we have not yet read a primary document for them. This total may understate what exists, since we have not read every scheme for this state, and it is not a promise of what will be sanctioned either.
We prepare and pursue the claim only for farms we build. Read what that means before you rely on this figure.
Get in touch about this project
We prepare and pursue the claim only for farms we build.
Send this and someone from MushroomWale will call you back to talk through whether that fits your project. This does not file a claim or contact any government office on your behalf, it starts a conversation about whether we build the farm together.